Affidavit of loss for lost vehicle papers, not your licence

Affidavit of loss for lost vehicle documents: a missing proof of ownership or particulars, and how it differs from a lost licence.

3 min readBy the Docufy editorial team

Quick answer

An affidavit of loss for lost vehicle documents covers a missing proof of ownership, particulars or purchase receipt, sworn before a commissioner for oaths, a notary public, or a judge of the Federal High Court or a higher court. It is a different document from replacing a lost driver's licence, which FRSC handles through its own re-issue route.

Who can take it
a commissioner for oaths, a notary public, or a judge of the Federal High Court or a higher court
Covers
proof of ownership, particulars, purchase receipt
Not the same as
replacing a lost driver's licence
Licence route instead
the Re-issue of Driver's Licence option on the FRSC portal
On this page

"Vehicle documents" covers more than one paper, and losing one is a different problem from losing another. This affidavit is for the ones a court, not FRSC, deals with.

Which vehicle papers this covers

This affidavit fits a missing proof of ownership, a purchase receipt, or particulars you can no longer produce for a sale, an insurance claim, or a bank asking to see them.

It is not the right document for an expired vehicle licence, a lost number plate, or a lost driver's licence. Each of those has its own route with FRSC or the relevant state office.

How it differs from a lost licence

A driver's licence is personal to you; vehicle documents belong to the vehicle. Losing one does not automatically mean the other is affected.

If your licence itself is lost, FRSC's own route is the Re-issue of Driver's Licence option on the FRSC portal, not a court affidavit. See replacing a lost driver's licence for that process.

What to state in the affidavit

Identify the vehicle clearly: make, model, plate number, and the chassis or engine number if you have it recorded anywhere.

State exactly which document is missing, roughly when you noticed, and what you believe happened to it. If more than one paper went missing together, such as a receipt and a customs document, name each one rather than describing them as a single bundle.

A commissioner for oaths, a notary public, or a judge of the Federal High Court or a higher court takes the oath and stamps the affidavit. Keep the sealed original, since a bank, insurer or buyer will usually want to see it, not a copy.

What the vehicle office wants next

An affidavit alone rarely closes the matter. Whoever issued the original document, such as a state vehicle registry or the seller's paperwork trail, will usually want its own proof before reissuing anything.

If the vehicle itself was stolen, rather than just its papers, report that to the police first. See how to report a stolen vehicle online.

Selling the vehicle without the original proof of ownership is harder than it should be. Buyers, and their banks if a loan is involved, tend to ask more questions when a document has to be explained rather than simply shown.

What it costs at court

The government charge for swearing a single affidavit is a small stamp duty, set by the court where you swear it.

See affidavit of loss: cost in Nigeria for how that figure and any service fee are usually broken down, separate from whatever the vehicle registry charges for its own reissued document.

Common mistakes

  • Confusing this with a lost licence and going to the wrong office first.
  • Leaving out the chassis or engine number, which makes the affidavit harder to match to one vehicle.
  • Assuming a buyer or bank will accept the affidavit without also seeing whatever replacement the vehicle registry issues.
  • Not keeping a photocopy of the sealed affidavit before handing the original over anywhere.

For where affidavits are sworn generally, see our affidavit guides and affidavit of loss: where, how and how much.

Questions people ask

Does this affidavit also replace my driver's licence?

No. A lost licence goes through the Re-issue of Driver's Licence option on the FRSC portal, not a court affidavit. See replacing a lost driver's licence.

What about my yearly vehicle licence paper?

A simple renewal does not need an affidavit. See the vehicle licence renewal guide if your vehicle licence itself is just due, rather than lost.

What should the affidavit actually say?

Name the vehicle by plate number and chassis or engine number if you have it, describe which document is missing, and state when and how it went missing.

Was the vehicle stolen rather than the papers?

That is a police matter first. See how to report a stolen vehicle online before you think about an affidavit.

Sources

Last checked 27 Sep 2026. Fees and rules change; the agency that issues the document has the final word. See our editorial policy.

Keep reading

Affidavit of loss in Nigeria: where, how, how much

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