How to choose a business name CAC will accept

How to choose a business name CAC will accept: search the register first, avoid restricted words, and have a backup ready.

2 min readBy the Docufy editorial team

Quick answer

Search CAC's public register before you settle on a name, avoid a name too close to one already registered, and check whether your name uses a restricted word, which costs ₦5,000 instead of the standard ₦1,000. Have a second choice ready in case the first is refused.

Standard reservation fee
₦1,000
Restricted-word fee
₦5,000
Reservation validity
up to 60 days
Public search
the CAC public search on icrp.cac.gov.ng
On this page

A rejected name reservation costs money and time. A few checks before you apply can avoid both.

Search the public register first

Before you settle on a name, search it on the CAC public search on icrp.cac.gov.ng. This costs nothing, unlike paying to reserve a name CAC then refuses.

Search close variations too, not just the exact name. A name that is almost identical to an existing one is treated the same as an exact match.

Try the name with and without common words such as "Nigeria", "global" or "limited" attached, since a registered name search sometimes returns different results depending on exactly how you type it.

Avoid a name too close to an existing one

CAC will not register a name that is identical, or close enough to confuse, to one already on the register. This is one of the most common reasons a reservation fails.

A different word order, a dropped common word, or a small spelling change often still counts as too similar. Aim for a name that stands apart clearly, not one that relies on a small difference.

Know which words are restricted

Some words need extra approval before CAC will reserve them. Check CAC's published list of restricted words before you settle on a name, since the categories are specific and easy to miss.

If your proposed name genuinely needs a restricted word, expect to provide extra documentation alongside the reservation. If it does not, avoid the word entirely rather than risk the query.

A word does not have to be an exact match to trigger this. A close variant can still draw the same scrutiny from CAC's reviewers.

The extra fee a restricted word carries

A restricted word costs ₦5,000 to reserve, instead of the standard ₦1,000. See CAC company name reservation: fee and validity for how that gap compares across structures.

This article cannot confirm whether that fee is refunded if the reservation fails, so budget for it either way. Weigh the word's value to your brand against the extra cost and the added scrutiny it invites.

Have a second choice ready

Prepare two or three names before your first attempt, not just one. If the first is refused, you move straight to the next rather than starting the naming process from zero.

Keep the alternatives genuinely different from each other, not small variations on the same idea. Once a name clears, it holds for up to 60 days, time enough to finish the rest of your application calmly.

If a name is still refused after all this, why business name applications get queried covers the other common reasons. From there, how to register a business name at CAC picks up once your name is reserved. Browse the CAC registration hub for the rest of the series.

Questions people ask

Where do I search for an existing business name before I apply?

On the CAC public search on icrp.cac.gov.ng. It costs nothing to search, unlike a wasted reservation fee on a name that is already taken.

What counts as a restricted word?

This article cannot confirm CAC's exact list. Check CAC's published restricted-word list before you apply; a match costs ₦5,000 to reserve, with extra approval attached.

How many backup names should I have ready?

Two or three, different enough from each other and from names you already know exist, rather than close variations on one idea.

How long does an approved name stay reserved?

Up to 60 days. Register the business name within that window, or the reservation lapses.

Sources

Last checked 27 Sep 2026. Fees and rules change; the agency that issues the document has the final word. See our editorial policy.

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